• Driver Details
  • Your Vessel
  • Vessel Usage
  • Insured History
  • Your Quote
  • Get Insured

Let's get started

Let's get started

mi-boat : It's important that you read and understand your Duty not to make a Misrepresentation and that you answer all our questions accurately.
A MISREPRESENTATION

Before You enter into an insurance contract, You have a duty of disclosure under the Insurance Contracts Act 1984.

You have a duty to take reasonable care not to make a misrepresentation when entering into this Policy.

This means that it is essential that You respond to specific questions that We ask honestly and to the best of your knowledge.

If You do not respond honestly and accurately to specific questions that We ask, We may (acting reasonably) cancel Your contract or reduce the amount We will pay You if You make a claim, or both. It is therefore vital that you be honest and specific in Your responses.

If Your failure to tell Us is fraudulent, We will refuse to pay a claim and treat the Policy as if it never existed (this does not mean that We will refund any premiums that You have already paid).
Have you read and do You understand Your duty to take reasonable care not to make a misrepresentation?
A MISREPRESENTATION

Before You enter into an insurance contract, You have a duty of disclosure under the Insurance Contracts Act 1984.

You have a duty to take reasonable care not to make a misrepresentation when entering into this Policy.

This means that it is essential that You respond to specific questions that We ask honestly and to the best of your knowledge.

If You do not respond honestly and accurately to specific questions that We ask, We may (acting reasonably) cancel Your contract or reduce the amount We will pay You if You make a claim, or both. It is therefore vital that you be honest and specific in Your responses.

If Your failure to tell Us is fraudulent, We will refuse to pay a claim and treat the Policy as if it never existed (this does not mean that We will refund any premiums that You have already paid).
Have you read and do You understand Your duty to take reasonable care not to make a misrepresentation?
To give you the best quote, we need to learn some basic details about you.
Title
State
  • NSW
  • VIC
  • QLD
  • SA
  • WA
  • TAS
  • NT
  • ACT
How long have you held your Boat/PWC license? (Years)
  • 0 to 1
  • 2 to 5
  • 6 to 10
  • 11 to 15
  • over 15
Have you completed an accredited Boating course?

Your vessel

Your vessel

Now, let's talk about your vessel
What vessel are you insuring?
Personal Water Craft is a Waverunner. Runabout is a boat
Personal Water Craft is a Waverunner. Runabout is a boat
  • Personal Water Craft
  • Runabout
If the boat make is not available, please contact our office directly
If the boat make is not available, please contact our office directly
What is your vessels maximum speed (Knots)
20 knots approx 37km per hour. 60 knots approx 111 km per hour
  • 1 - 20
  • 21 - 60
  • 61 and over
What is the hull made from?
  • Aluminium
  • Fibreglass
  • Plastic
  • Polytec
  • Rubber
Is your vessel custom built?
Is the hull of your boat mass produced or have you had this custom built?
Is the hull of your boat mass produced or have you had this custom built?
What year was your vessel built?
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010
  • 2009
  • 2008
  • 2007
  • 2006
  • 2005
  • 2004
  • 2003
  • 2002
  • 2001
  • 2000
  • 1999
  • 1998
  • 1997
  • 1996
  • 1995
  • 1994
  • 1993
  • 1992
  • 1991
  • 1990
  • 1989
  • 1988
  • 1987
  • 1986
  • 1985
  • 1984
  • 1983
  • 1982
  • 1981
  • 1980
  • 1979
  • 1978
  • 1977
  • 1976
  • 1975
  • 1974
  • 1973
  • 1972
  • 1971
  • 1970
  • 1969
  • 1968
  • 1967
  • 1966
  • 1965
  • 1964
  • 1963
  • 1962
  • 1961
  • 1960
  • 1959
  • 1958
  • 1957
  • 1956
  • 1955
  • 1954
  • 1953
  • 1952
  • 1951
  • 1950
  • 1949
  • 1948
  • 1947
  • 1946
  • 1945
  • 1944
  • 1943
  • 1942
  • 1941
  • 1940
  • 1939
  • 1938
  • 1937
  • 1936
  • 1935
  • 1934
  • 1933
  • 1932
  • 1931
  • 1930
  • 1929
  • 1928
  • 1927
  • 1926
  • 1925
  • 1924
  • 1923
PWC Length of Vessel will generally be around 2 – 4 metres
What type of motor do you have?
  • Outboard
  • Inboard - Mid Mount
  • Inboard - Rear Mount
  • Stern Drive
  • Jet
What is the brand/who is the manufacturer. PWC Motor make will be the same as Vessel Make
What year was your motor built?
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010
  • 2009
  • 2008
  • 2007
  • 2006
  • 2005
  • 2004
  • 2003
  • 2002
  • 2001
  • 2000
  • 1999
  • 1998
  • 1997
  • 1996
  • 1995
  • 1994
  • 1993
  • 1992
  • 1991
  • 1990
  • 1989
  • 1988
  • 1987
  • 1986
  • 1985
  • 1984
  • 1983
  • 1982
  • 1981
  • 1980
  • 1979
  • 1978
  • 1977
  • 1976
  • 1975
  • 1974
  • 1973
  • 1972
  • 1971
  • 1970
  • 1969
  • 1968
  • 1967
  • 1966
  • 1965
  • 1964
  • 1963
  • 1962
  • 1961
  • 1960
  • 1959
  • 1958
  • 1957
  • 1956
  • 1955
  • 1954
  • 1953
  • 1952
  • 1951
  • 1950
  • 1949
  • 1948
  • 1947
  • 1946
  • 1945
  • 1944
  • 1943
  • 1942
  • 1941
  • 1940
  • 1939
  • 1938
  • 1937
  • 1936
  • 1935
  • 1934
  • 1933
  • 1932
  • 1931
  • 1930
  • 1929
  • 1928
  • 1927
  • 1926
  • 1925
  • 1924
  • 1923
PWC HP typically ranges from 100 – 300 HP
What fuel does your motor use?
  • Diesel
  • Petrol
What should you include when calculating your value? Boat Hull Motor (s), Trailer, Electronic navigation and guidance systems
Are you the first registered owner?

Vessel usage

Vessel usage

Can you tell us how you store your vessel
Is the vessel moored/penned?
Not applicable to PWC
Where is the vessel stored?
  • Air Dock
  • Other
  • Stack
  • On Trailer - Commercial Premises
  • On Trailer - Private Residence
Do you park your vessel on the street?
Would you like to
Include Skiers Liability cover? Liability cover for water skiing and aquaplaning activities
This provides cover for accidental death, injury and third party property damage while watersking and aquaplaning. This is not personal injury cover.
This provides cover for accidental death, injury and third party property damage while watersking and aquaplaning. This is not personal injury cover.
Cover for Transit Damage?
Cover for accidental loss or damage to the vessel whilst it is in transit on or in your vehicle or on its own trailer
Cover for accidental loss or damage to the vessel whilst it is in transit on or in your vehicle or on its own trailer
Limit required for legal liability cover?
For Legal Liability Cover, We cover You for Your Legal Liability for injury to other people or Damage to their property when using Your Boat or Personal Watercraft (or in certain circumstances a substitute Personal Watercraft).
For Legal Liability Cover, We cover You for Your Legal Liability for injury to other people or Damage to their property when using Your Boat or Personal Watercraft (or in certain circumstances a substitute Personal Watercraft).
  • 1,000,000
  • 2,000,000
  • 5,000,000
  • 10,000,000
Lay-Up: Months not in use
Lay up covers the vessel for fire and theft whilst it is at your premises or when the vessel is being taken to have it serviced. If your boat is in layup you will have no cover for when it is in the water or being used.
Lay up covers the vessel for fire and theft whilst it is at your premises or when the vessel is being taken to have it serviced. If your boat is in layup you will have no cover for when it is in the water or being used.

Insured History

Insured History

We have some questions.
Have you ever had any insurance refused or cancelled?
Have you had any boat/Personal Water Craft claims in the last five (5) years
Have you had any theft claims in the last five (5) years
Have you been convicted of any offence in the last five (5) years
Do you use your boat/Personal water craft for commercial purposes?
help
Need some help?

Give our friendly team a call on
1300 780 446.

house
Product Disclosure Documents

To see all the Terms & Conditions for our mi-boat Marine Insurance, read below the combined Product Disclosure Statement, Financial Service Guide and Supplementary Product Disclosure Statement (effective from 1 January 2022). Target Market Determination is available on our website www.mi-boat.com.au

Product Disclosure Statement (PDS)

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